Showing posts with label financial security. Show all posts
Showing posts with label financial security. Show all posts

Thursday, May 5, 2011

Attitude is everything!

I don't care what anyone says.  Attitude is EVERYTHING!

It's your attitude about everything that makes your life exactly what it is right now!

This is true for money, relationships, weight, addictions, career, parenting, etc. etc. etc.

If you have a piss poor attitude, your life is going to be piss poor....  Plain and simple!

This concept hit me big time today as I sat in my financial advisor's office for the (dreaded) annual review of our financial standings.

I used to dread these meetings and avoided them at all costs.  I absolutely love my financial advisor, I just HATED facing our financial situation!

For years hubby and I have struggled financially to make ends meet, let alone be able to squeeze enough money out of our budget for education and retirement funds.  And every meeting we had about our finances just made me feel like we were never going to get anywhere, we were never going to have anything.

We used to fight over money ALL the time!  There was never enough of it for what we wanted and  hubby could never understand why after working so hard all week he couldn't afford simple luxuries (new tools) to help him feel like working hard was worth it.

Today, my experience was totally different.

I'll tell you why.

For the past year I have developed a more positive relationship with my money.

We live on a strict 'cash only' budget and stick to it like glue!

We no longer fight about money.

Instead of looking at our half spent budget money and wishing we had more, we are excited by all the money that is still left over each week!  How can that be, after living for years without a penny to our name?

Let me clarify that our total income has not changed in the past year.

Also, our expenses increased somewhat because we moved into a bigger house with slightly more expensive utility costs.

Technically, we 'should' still be living paycheque to paycheque, fighting over money and feeling like we have nothing and can do nothing.

After revisiting our budget and documenting our cash flow using our current 'cash only' system, we found that we have a whopping $300/month to invest...  To say that I found myself close to tears with joy, is an understatement.  I don't think I've ever hugged my financial advisor so hard!

I found myself so full of gratitude (which feels so much better than a stomach full of rocks!) for what I have, for what we have accomplished financially with the SAME amount of money we've always had.

Let me tell you...  The ONLY thing that has changed about my financial situation is my ATTITUDE!

My attitude change about my finances has completely changed my life.  It has definitely changed my future and the future of my children!

My point is, is you can sit on your couch whining and complaining about what you don't have, or you can get up and be grateful for what you got! 

Doing this can mean the difference between extreme wealth or certain bankruptcy.

It's your choice!

Saturday, April 2, 2011

"He works hard for his money... do do do do so hard for it honey....."

I'm a lucky lucky girl...

I have a hard working husband. 

His hard work and dedication to providing for me and our family allows me to stay home and pursue my passion for healing and affecting positive change.

We make a great team.

Part of my work means that I hear alot of people complain about money worries.  Fear of lack is a real block for most people in realizing their full potential or living the life they really want to live.

During these discussions, I quite often make the point that we need to have faith that we will be provided for and we need to trust that when we follow our heart's guidance that all will be well in the financial department.

This is often the response I get... 

"That's easy for you to say, your husband has a good paying job".

(record screech...........)  Hold up!

I usually let this comment go without giving it a second thought.  Never really knowing how to answer that, because yes he has a very stable and good job.  He gets paid well because he deserves it.  Sometimes working around the clock.  There have been days at a time when we haven't seen him because he is working and he has missed many special moments as well.

Tonight as we were (once again) packing up our restaurant dinner to go and leaving behind our plans of enjoying a nice evening listening to an acoustic duo because his pager had once again alerted him to a problem at work.  I began to think about why it is that he has to work so hard.

This is what I came up with...  He is the answer to my prayer of being able to do what I need to do.  He is the gift that the Universe has sent to my life so that I may be who I am.  Mother, healer, artist, writer and wife.  Without worrying where the money will come from.

He tirelessly provides for us.  Never fussing or questioning the time of day or the inconvenient moment of being called into work.

And as much as we have missed him at special occasions, I cannot imagine the emotions that run through him when he is the one being called away from the festivities.

So, my answer now when someone makes the comment of my good fortune will be this.

"Yes, I am extremely fortunate to have had the faith to step away from my 9-5 job and $12/hour paycheque and make the decision to stay home and follow my dreams, and in turn the Universe sent me a very reliable source of financial security so that I could enjoy that freedom.  And he does it because he loves me and believes in me.  And that makes me very very very fortunate.  Thank you for noticing."

The point is, we just never know what kind of grand plan the Universe has for us.  And right now in this moment you may not know how you are going to make ends meet and what if that's the point.  What if this is the moment that you have called into your life through prayer or wishing or whatever, to give you the opportunity to let go, believe, trust in the process.

All around us is abundance, it's just sometimes hard to see with our eyes closed.